IMPS is HDFC’s fastest mode (real-time, 24x7), but the ₹5 lakh daily cap is rigid. For amounts above ₹5 lakh, you must use RTGS (weekday daytime) or NEFT (batch).
Internal transfers do not count toward your NEFT/RTGS daily aggregate. You can send ₹25 lakh via IMPS + ₹25 lakh internal + ₹5 lakh UPI on the same day. 6. International Outward Remittance (Wire Transfer / SWIFT) | Channel | Per Transaction | Daily / Annual Limit | Documentation needed | |---------|----------------|----------------------|----------------------| | NetBanking (Remit) | $1 – $25,000 (or equivalent) | $25,000 per day; $250,000 per year (under LRS) | PAN, beneficiary bank details | | Branch (Form A2) | Above $25,000 | No daily cap, but within RBI LRS ($250,000/year) | Purpose code, invoice (if business) | hdfc transfer limit
Transaction fails with error: “Daily limit exhausted.” You can still use a different mode (e.g., if IMPS exhausted, try NEFT) or wait for next day (limits reset at 00:00 IST). Final Verdict: Practical Rule of Thumb | If you want to send… | Best mode | Max amount | |----------------------|-----------|-------------| | ₹1 – ₹50,000 | UPI | ₹1 lakh/day | | ₹50,000 – ₹5 lakh | IMPS | ₹5 lakh/day | | ₹5 lakh – ₹25 lakh (weekday 8 AM–6 PM) | RTGS via NetBanking | ₹25 lakh | | ₹5 lakh – ₹25 lakh (night/weekend) | NEFT (hourly batch) | ₹25 lakh | | Above ₹25 lakh | Branch RTGS | No limit (with docs) | IMPS is HDFC’s fastest mode (real-time, 24x7), but
No. Minimum balance requirement for transfer is ₹1 plus applicable charges. You can send ₹25 lakh via IMPS +