ICICI Bank offers home loans linked to an External Benchmark Lending Rate (EBLR) – specifically the Repo Rate . Rates are typically expressed as Repo + Spread .
A: Whenever RBI changes repo rate, ICICI must pass on the change within 3 months (RBI mandate). home loan interest rate at icici bank
A: No – floating rate changes with repo rate. EMI or tenure adjusts. ICICI Bank offers home loans linked to an